Workers compensation law is a system of rules that varies from state to state, designed to bear the expenses of injured employees while performing their job-related duties. These funds usually help employees recover lost wages, medical fees, disability payments, and costs related to rehabilitation and retraining required due to injury. Since the laws are adopted to safeguard people’s interests, one needs to be aware of the procedure it works. However, it is always more suitable to reach out to an experienced Appleton workers compensation attorney, to have in-depth knowledge about the same.
Read on to educate yourself on the procedure that needs to be followed after an employee reports a job injury.
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Train Your Employee to Report the Injury Immediately
Both you and your employee will have the least amount of time to file for workers’ compensation claims. As an ethical employer, you must file a claim with your insurer. But before that, you must get your employees to fill out the paperwork, like documentation of date, time, and the injury circumstances.
As a part of the claim process, you will need to provide:
- A complex form along with other documentation to your insurer
- A report of injury to the board of state workers compensation.
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Instruct Them to Yearn for Medical Help
As soon as the injury occurs, your employees should seek medical help for their injuries or illness. Depending upon the severity, you can halt the filing of the claims process.
After the medical care, a report would be provided by the strident of your employee. This should be directly sent to the insurance company. This information will help to evaluate the amount of compensation required for the medical claims made.
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Index the Claim with You Workers’ Compensation Insurer
In most cases, as an employer, you will be responsible for filing the compensation claim with your insurer.
You will need to send your employee’s claim form to your insurers along with the other documentation to your state’s compensation board.
Also, note that many of the states require reporting of workplace injury, regardless of filing the compensation benefits by the employee.
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Wait For the Insurer’s Judgment
After filing the claim, all you need to do is wait for your insurer to decide whether the claim made by your employee is valid or not. If the insurer approves the claim, the employee can either accept the offer made or negotiate for a more significant structured statement.
And if the claim is denied, your employee has the full right to appeal that decision and even reach out to an experienced Appleton workers compensation attorney for help.
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Prepare For Your Worker’s Return
Hopefully, until things settle and you’re injured, the employee has recovered and is ready to make a comeback at work. You may offer your injured employee some modified chores so that they can peacefully carry on their job.
Besides, remember to notify your insurance company once your employee is ready to start their work. But if your employee has suffered permanent injuries, the insurer needs to provide payment for endless disability benefits to them.
Conclusion
No matter what the sensation is, make sure you properly communicate with your injured employee so that you can be saved from worker compensation fraud. But if you still find yourself roped in, don’t hesitate to reach out to Appleton workers compensation attorney for help.
